No more guessing what you spent today.
See your totals on a home screen widget, log spend in 2 seconds, and log in-store Apple Pay taps automatically.
Free on iOS. No signup.
Today's spend, always on your home screen
Home and lock screen widgets show Spent Today, live budget progress, the day's entries, and upcoming bills. Each one can be set to a single Expense Group, and a tap opens the log form.
Everyday logging, made easy to keep up
Opens ready to log
The log form is the first tab, already open. Save, and it clears for the next entry. Nothing to open or close between entries.
It learns your repeats
Past entries surface as suggestions while you type. Type the amount, tap the suggestion, and the name and tag fill themselves in.
Favourites for the exact repeats
The same lunch, the weekly transit top-up. Favourite an entry once and re-log it in one tap.
Apple Pay taps, logged automatically
Set up a one-time automation in Shortcuts, and every in-store Apple Pay tap lands in your log with the amount, merchant, and card from Wallet. No bank login involved. A notification confirms each one, with undo a tap away.
Where your money went, in simple charts
Charts break the month down by category, and trends show how your spending moves over time.
Keep parts of your life separate
Expense Groups are separate ledgers inside the one app, each with its own currency, budgets, and reports. Daily life in one, the trip in another, the side work in a third, and big one-off purchases in their own, so a splurge or a vacation never distorts what a normal week looks like.
Daily
Everyday spending in your home currency. The number your widgets and daily budget watch.
Tokyo 2026
Logged in yen, shown in both currencies, with a budget that ends when the trip does.
Side Project
The side work's spending totalled on its own, CSV-ready for the accountant at year-end.
Yours, on your device
No account, no servers, no bank login. Your entries live on your iPhone and sync through your own iCloud. We couldn't read them if we wanted to. Works offline, and catches up when you're back.
Made for iPhone
System look and feel, dark mode, iCloud sync, and it runs on iPad too. Everything else for a clear view of your spending:
- Recurring expenses
- Bill reminders
- Calendar and search
- Multi-currency
- CSV export
- Subscription and bill tracking
- Works offline
- No ads
Logging is free, forever. Plus adds the full picture.
No ads, no account, and logging never moves behind a paywall. If you try CashJot Plus and cancel, nothing you logged is deleted.
| Free | Plus | |
|---|---|---|
| Quick log, favourites, autocomplete | Included | Included |
| Home and lock screen widgets | Included | Included |
| iCloud sync and offline | Included | Included |
| Reports | Monthly | Weekly, monthly, yearly |
| Expense Groups | 1 | Unlimited |
| Recurring expenses | 3 | Unlimited |
| Budgets | Not included | Included |
| Apple Pay capture | Not included | Included |
| Bill reminders | Not included | Included |
| Spending trends | Not included | Included |
| Multi-currency | Not included | Included |
| Custom tags | Not included | Included |
| CSV export | Not included | Included |
“I just wanted to know, at the end of the day, how much I'd spent and roughly on what. Somehow every app I tried turned that into a project.”
Frequently asked
Yes. The quick log, widgets, iCloud sync, one Expense Group, and three recurring entries are free, with no ads and no account. CashJot Plus is a subscription that adds budgets, spending trends, weekly and yearly reports, and Apple Pay capture, and removes the caps.
No, and it never asks to. There's no account and no bank login anywhere in the app. Entries live on your device and sync through your own iCloud, so nobody else sees your spending.
An entry is amount, tag, save, about two seconds, and the form is ready for the next one. Favourites and autocomplete cover the spends you repeat, and in-store Apple Pay taps can log themselves.
No. There's no import; everyone starts from an empty log. That matters less than it sounds: CashJot's job is showing what today, this week, and this month look like, and that picture fills itself in within days of logging. Your old data stays wherever it lives now, and CSV export means anything you log here stays yours too.
Nothing is deleted. Your entries, groups, and history stay on your device and in your iCloud. The Plus features lock again: no new groups or recurring entries beyond the free limits, and budgets, weekly and yearly reports, and Apple Pay capture switch off until you resubscribe.
No. CashJot is an iPhone app, and it runs on iPad. There's no Android or web version.
From the blog
- What 1,586 one-star reviews say about budgeting apps
We read and coded 1,586 one- and two-star reviews of nine budgeting apps. People almost never say tracking didn't help. They say the app broke. The full data and method.
- How to track your expenses (and keep doing it)
Expense tracking is three decisions: what you want from it, where the record lives, and who does the typing. Make them in order and the habit gets much easier to keep.
- Which expense tracker works without a bank login? Four iPhone apps compared (2026)
Money Manager, Spendee, Pocket Expense, and CashJot compared: pricing structure, account requirements, privacy labels, and what 1,586 low-star reviews show. Checked August 2026.
Try CashJot on your next coffee
Log it in 2 seconds, and today's total updates on your home screen.
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